Housing Choice Vouchers

Program Description


Housing choice voucher program is one of the federal government's major program for assisting very low-income families, the disabled and the elderly to afford decent housing. Since housing assistance is provided on behalf of the family or individual, participants are able to find their own housing, including single-family homes, townhouses and apartments.

Eligibility

• Eligibility for a housing voucher is determined by the PHA based on the total annual gross income and family size and is limited to US citizens and specified categories of non-citizens who have eligible immigration status
  
• During the application process, the PHA will collect information on family income, assets, and family composition.
  
• The PHA will verify this information with other local agencies, your employer and bank, and will use the information to determine program eligibility and the amount of the housing assistance payment

How to apply


If you are interested in applying for a voucher you may Fill in the box at
Housing-AssistanceNetwork.com for more details about housing choice voucher.

$2,700 grants to go to school

Federal Pell grant program 84.063

If you are a student with financial need, Grants are available for you and you can get up to $2,700 per year for you to get your first bachelors degree or any other professional degree. Once an application is completed, the student’s financial eligibility for assistance is calculated and notifies the student of eligibility.
$1,500 Per Year For College
Robert C. Byrd Honors Scholarships 84.185

This program, which is federally funded and state-administered, is designed to recognize exceptionally students who show promise of continued excellence in postsecondary education. Scholarships for up to 4 years to study at any institution of higher education are available through grants to the states. The scholarships are awarded to students who qualify for the eligibility of the program. Sign up now to apply!
Most people don’t really know that this kind of program really exist and because of this your competition will be less. For each state they have different requirements for their various programs and some of its programs are exclusive to residents of a particular state. In addition, some programs will award money to a student and put no limitation on what school the student chooses to attend.

For more information you can visit Instant Grant search for more Grant programs

Rural Housing Loans

Program Description

Direct and guaranteed loans may be used to buy, build, or improve the applicant's permanent residence. New manufactured homes may be financed when they are on a permanent site, purchased from an approved dealer or contractor, and meet certain other requirements

Eligibility

• In order to qualify for this benefit program, applicants must have very low-, low- or moderate incomes. Very low-income is defined as below 50 percent of the area median income (AMI); low-income is between 50 and 80 percent of AMI; moderate income is below 115 percent of AMI.
• Families must be without adequate housing, but able to afford the housing payments, including principal, interest, taxes, and insurance (PITI). Qualifying repayment ratios are 29 percent for PITI to 41 percent for total debt.
• Applicants must be unable to obtain credit elsewhere, yet have an acceptable credit history.
• You must also be a US citizen or permanent resident.

Buying HUD Homes

Buying HUD Homes can save you substantially on the actual market value of a home. On the other hand, buying HUD homes also means facing new risks, since buyers who are buying HUD homes are making purchases that come with no warranties. Investors who have been investing in HUD homes know that there are simple ways that you can make buying HUD homes more profitable and safer. Learn the techniques on how you can maximixe your profits in buying a HUD homes.



* Look for homes that require minor repairs. Look for homes that do not show well due to basic neglect such as peeling paint and dirt.

* Look for homes that will skyrocket in value soon. Read the newspapers and learn which neighborhoods are on their way up.

* When buying HUD homes, keep an eye out for properties in which all the repairs are things you can complete yourself.

Economic Injury Disaster Loans

Program Description

If your small business has suffered substantial economic injury, regardless of physical damage, and is located in a declared disaster area, you may be eligible for financial assistance from the U.S. Small Business Administration. Small businesses and small agricultural cooperatives that have suffered substantial economic injury resulting from a physical disaster or an agricultural production disaster designated by the Secretary of Agriculture may be eligible for the SBA's Economic Injury Disaster Loan Program.

General Program Requirements

The SBA provides EIDL assistance only to those businesses we determine are unable to obtain credit elsewhere. You may request an EIDL for the amount of economic injury and operating needs, but not in excess of what your business could have paid had the disaster not occurred. In determining your eligible amount, the SBA will look at the total of your debt obligations, operating expenses that mature during the period affected by the disaster, plus the amount you need to maintain a reasonable working capital position during that period, and expenses you could have met and a working capital position you could have maintained had the disaster not occurred.

Loan Terms

• Interest Rate cannot exceed 4% with variable Pre-payment penalties and Upfront Fees. Maximum Loan Length 30 years. Maximum Loan Amount $1.5 million. Variable Payment Frequency.
• Interest Rate cannot exceed 4% with variable Pre-payment penalties and Upfront Fees. Maximum Loan Length 30 years. Maximum Loan Amount $1.5 million. Variable Payment Frequency.

For more inquiries just visit Instant Loan Search

Rural Housing Loans

Program Description

Direct and guaranteed loans may be used to buy, build, or improve the applicant's permanent residence. New manufactured homes may be financed when they are on a permanent site, purchased from an approved dealer or contractor, and meet certain other requirements

Eligibility

· In order to qualify for this benefit program, applicants must have very low-, low- or moderate incomes. Very low-income is defined as below 50 percent of the area median income (AMI); low-income is between 50 and 80 percent of AMI; moderate income is below 115 percent of AMI.

· Families must be without adequate housing, but able to afford the housing payments, including principal, interest, taxes, and insurance (PITI). Qualifying repayment ratios are 29 percent for PITI to 41 percent for total debt.

· Applicants must be unable to obtain credit elsewhere, yet have an acceptable credit history.

· You must also be a US citizen or permanent resident.

For More Information:

For more information you may visit Housing Assistance Network

Government grants for unemployed skilled worker

Life today is really hard especially if you are jobless. Statistically speaking the unemployment rate had soared to 5.7 percent in July and employers shave off a staggering 463,000 jobs this year. Because of this the government release a grant program worth 10 million us dollars and it will be allocated to 11 different projects that will open up jobs and training opportunities for the countries skilled worker.

Energy industry is the largest industry that the Americans are lacking of a skilled worker that is why this government program is dedicated to give job and training opportunities for the country’s skilled workers. The president’s high growth job training initiative will help skilled worker be trained and get a certification that are in demand in the energy sector were our country is lacking. This way not only that the government help our skilled worker but it also provides job for the jobless and a long and stable career.

Student grants for low-income students

Fall term is fast approaching and students are preparing themselves while others are riddled weather to take a college education or not because of lack of finances because of the rise of tuition fees and amenities. Many young Americans still pursue there study by working while studying so that they could pay for their tuition fee expenses.

The government of the United States of America has a government grant program in the form of Federal Work Study Program especially made for the low-income college students that give financial aid to low income college students of America by giving them a part time work which they can secure through 3,400 participating institution all over the country. These part time jobs are usually community service or educational oriented jobs such as tutoring the kids on how to read and write, literacy, or mathematics.

To learn more about this program you can always visit governmentgrantsearch.com to learn more about federal Work Study Program.